Earnest Student Loan Review

Last Updated 

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9.7

9.7

APR Starting at 4.29%

Highlights
Fast application and decision process. Hear back in as little as 24 hours
Customizable payment plans with 4 flexible repayment options
Allows students to skip one payment every 12 months
No origination fees, no application fees & no late fees
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9.7

APR Starting at 4.29%

Methodology

The Consumer Rating Difference

Behind Our Best Student Loans Ratings

We make choosing the best student loan easy with expert reviews and rankings.

Here’s the methodology behind our ratings:

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Comprehensive Overviews

From preferences, to pricing & more, we cover all you need to know about student loans in our detailed reviews.
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Pricing Details

We break down how much the student loans costs, noting everything that’s included for the different price points.
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Student Loans Comparisons

With so many different student loans available, it can be hard to decide which one is right for you. We compare different brands based on your preferences.
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FAQs

In case the review wasn't enough to, we also include several FAQs to help ensure you have all you need to make an informed decision.