Best Pet Insurance 2023
Join the countless satisfied shoppers who turn to ConsumerRating.org to make smart buying decisions. Our experts tested and compared top pet insurance companies and combed through research, reviews and pricing to compile our list of the best pet insurance plans of the year.
Last Updated September 2023
- Most comprehensive pet insurance for dogs & cats
- Get paid back up to 90% on unexpected vet bills
- $1000 in online vet visits included at no extra cost
- Protecting 370,000+ dogs and cats (and counting) & rated 'Excellent' on Trustpilot
- Use any vet in the U.S. or canada
- No enrollment fee - cancel anytime.
Save $25+ with Quarterly or Annual Payments
- Covers key conditions that some plans exclude like dental illness or behavioral issues
- 90% reimbursement for all pets enrolled, eight weeks & up
- Several annual deductibles options & $10,000 to unlimited annual limit options
- No breed or upper age restrictions + no reducing coverage as your pet ages
- 10% multi-pet discount for each additional pet
- Voted “Best Pet Insurance for Comprehensive Coverage”
Get Free Quote & 10% Off For Each Additional Pet
- Up to 90% back on vet bills
- Unlimited maximum annual payout
- Dental illness coverage, no extra costs, no exam requirements
- Customizable Coverage Focused on Treatment and Prevention
- Fast claims through mobile app and 24/7 pet telehealth support
- Breed-specific and curable pre-existing conditions covered
10% Off for Multiple Pets!
- Hassle-free digital experience powered by AI
- America’s top-rated insurance, now for cats and dogs
- Multi-pet discounts to save on monthly premium
- Covers procedures like neutering, microchipping, flea medication
- All licensed vets in the US are covered
- Earned 4.9/5 Stars in the App Store
Get 10% Off When you Bundle
- Full insurance coverage for cats & dogs at a competitive price
- Accident-Only & Preventative Care options offer coverage variety
- 10 percent multi-pet discount
- 30-Day Money Back Guarantee
- 4.3-star average review on Trustpilot
- $300 million paid out for covered claims since 2008
Get Free Quote
- Insurance plans start at $13/month for dogs & $9/months for cats
- Customizable options for deductibles and reimbursement rates
- Highest reimbursement rates in the industry, up to 100 percent
- Wellness plans start at $20 per month
- Fastest claim reimbursements via Venmo, PayPal or bank transfer
- Multi-pet discounts save you money on your monthly premium
Get 5% Off For 2+ Pets
- Plans start at $15 per month for dogs & $9 per month for cats
- Full coverage plans and optional preventative care add-ons
- Offer family plans, covering multiple pets on a single policy
- Wide range of annual reimbursement limits, rates, and deductibles
- App and online portal for claims, with most processed in 10 days
- Among the most experienced with more than 15 years in business
Get Free Quote
- No Payout Limits
- Access to Chewy's Connect with a Vet telehealth service
- 24/7 Customer Care
- Plans cover Check-Ups, Vaccines, and more
- Direct Payments
Plans Start at $20/month