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If you want to grow your savings fast, a high yield savings account can be a great option. Offering a much higher interest rate than traditional accounts, high yield savings accounts can help a little bit of money become a lot of money… and fast. But not every high yield savings account is the same. And there are some things you should know before you apply for one.
Whether you’re interested in learning more about how these accounts work, want to understand their benefits and potential drawbacks, or you simply need a recommendation for the best options available to you, we’ve got you covered. Our lists of the best high yield savings accounts, side-by-side comparisons of the top choices, comprehensive reviews and helpful buying guides have all the information you’re seeking, no matter where you’re at in your shopping journey.
Best High Yield Savings Accounts
The best high yield savings accounts are federally insured, have a high annual percentage yield (APY), and come with minimal fees and restrictions. They don’t have a long list of requirements for opening an account, and they offer convenient features like ATM access and user-friendly mobile apps that make online banking a breeze. Our list of the best high yield savings accounts take this criteria (and more!) into account—so you can focus on your finances instead of spending hours researching the best options for you.
Earn Up To 3.80% APY With Direct Deposit + Up To $400 Bonus!
- Earn up to 3.1% APY on savings
- +0.70% Boost on Savings APY for up to 6 months on new accounts with eligible Direct Deposit. Terms Apply⁸
- $0 maintenance fee
- $0 minimum deposit
- Up to $3M of additional FDIC Insurance
Earn Up To 3.80% APY With Direct Deposit + Up To $400 Bonus!
High Yield Savings Accounts Reviews
Our team of experts has spent hours upon hours rigorously researching all the leading high yield savings accounts on the market today in order to provide you with a comprehensive, unbiased overview of each option. Our detailed reviews cover the pros and cons, interest rates, requirements, restrictions, fine print and more—so you have all the information about each individual option that you could possibly need.
Earn Up To 3.80% APY With Direct Deposit + Up To $400 Bonus!
- Earn up to 3.1% APY on savings
- +0.70% Boost on Savings APY for up to 6 months on new accounts with eligible Direct Deposit. Terms Apply⁸
- $0 maintenance fee
- $0 minimum deposit
- Up to $3M of additional FDIC Insurance
Earn Up To 3.80% APY With Direct Deposit + Up To $400 Bonus!
Up to 3.96% APY
- Earn up to 3.96% APY on savings
- $1 minimum deposit
- 24/7 access to funds
- Over 95 years of service
- Advanced protection technologies to keep customer data secure
Up to 3.96% APY
