Accredited Debt Relief

About Accredited Debt Relief

Accredited Debt Relief offers personalized options, including resolution and loans, to clients bogged down by credit card, medical and other types of unsecured debt. In business since 2011, the company has helped more than one million people across the country overcome more than $3 billion in debt and finally find financial peace of mind.

Services Offered

If you’re dealing with unsecured debt like credit cards, personal loans, collection accounts, medical debt or private student loans, Accredited Debt Relief can help. The company’s primary services include:

• Debt resolution: They’ll work with creditors on your behalf to get new terms for your debt that make it easier for you to pay. 
• Debt consolidation: They’ll connect you with a loan to combine your unsecured debts into a single monthly payment, making payments more manageable. Note that this option requires a higher credit score and therefore may not be available to everyone.

The company also offers credit counseling and debt management programs through its wide network of partners. A debt specialist will review your unique situation and recommend the best approach based on your debt, location, budget and goals.

How it Works

Getting started with Accredited Debt Relief is a seamless process that begins with a free, no obligation consultation. The team will review your eligibility and finances, then walk you through your options. 

If you choose to enroll in Accredited’s debt resolution program, you will likely be instructed to consolidate your payments and direct them to an FDIC-insured escrow account. As the amount of money in the account grows, Accredited will work with your creditors on new terms for your debt. When a creditor accepts an offer, you’ll pay them directly from your escrow account, and the debt will be considered resolved. Accredited says it typically takes two to four years to successfully resolve most enrolled debts. Keep in mind that as with any debt resolution service, specific results are not guaranteed, and individual results may vary. There is always a risk of negatively impacting your credit.

Requirements & Fees

Accredited Debt Relief is a performance-based company, which means you’ll only pay a fee if they are successful in resolving your debt. The fee equates to 25 percent of the debt you enroll. So for example, if you enroll $10,000, you can expect to pay $2,500. Other costs include a one-time setup fee and a monthly fee for maintaining the escrow account. 

How Accredited Debt Relief Stacks Up

Here’s a look at how Accredited Debt Relief stacks up against another popular debt resolution service

Accredited Debt Relief vs. Americor
Like Accredited Debt Relief, Americor is a popular debt resolution company that helps clients manage and pay down their unsecured debts. Here’s a look at how they stack up across a number of key criteria:

The Bottom Line: Why We Love It

If you owe $10,000 or more in debt, and you’re interested in overcoming it, Accredited Debt Relief is a great option. The company has helped more than a million people across the country pay down their debt and find financial peace of mind. With a focus on personalized solutions and an emphasis on customer service, Accredited Debt Relief makes paying down your debt manageable, not miserable. They’ve achieved an A+ rating from the Better Business Bureau and have amassed thousands of positive reviews from real clients on credible third-party review sites, serving as testament to the superiority of both their services and their staff.